₹6.5 Lakh Government Benefit for Labour Card Holders – Full Details 2025
The Indian government provides several welfare schemes for registered construction workers and labour card holders through the Labour Welfare Boards in each state. One of the most beneficial schemes is financial assistance worth up to ₹6.5 lakh, which includes housing, health insurance, education, maternity benefits, accident support, and more.
This article explains who can get the ₹6.5 lakh benefit, what it includes, and how to apply.
✅ Who is Eligible for the ₹6.5 Lakh Benefit?
To receive the benefits, you must fulfill the following conditions:
- Must be a registered labour card holder with the Building and Other Construction Workers (BOCW) Welfare Board.
- Should have worked in construction or unorganised sector for at least 90 days in the past 12 months.
- Must be between 18 to 60 years of age.
- Should renew the labour card annually by submitting proof of work.
- Applicant must belong to low-income families (BPL or similar category as per state guidelines).
💰 What is Included in the ₹6.5 Lakh Benefit?
Here’s a breakdown of the benefits provided under different heads, adding up to ₹6.5 lakh or more depending on eligibility:
| Scheme/Benefit | Amount (₹) | Details |
|---|---|---|
| Pradhan Mantri Awas Yojana (PMAY) | Up to ₹2,00,000 | House construction or repair for registered workers. |
| Accident Death Compensation | ₹5,00,000 | Family receives ₹5 lakh if the worker dies in an accident. |
| Partial Disability Support | ₹2,50,000 – ₹3,00,000 | If the worker becomes permanently disabled due to an accident. |
| Marriage Assistance | ₹50,000 | Financial help for daughter or worker’s marriage. |
| Maternity Benefit | ₹20,000 – ₹30,000 | For registered women labourers after childbirth. |
| Education Scholarship | ₹5,000 – ₹60,000/year | For children of labour card holders (from Class 1 to professional courses). |
| Health Insurance (Ayushman Bharat) | ₹5,00,000/year | Free medical treatment for worker and family members. |
| Funeral Assistance | ₹10,000 | Given for final rites in case of worker’s death. |
Note: These are approximate figures and may vary slightly by state.
📋 Required Documents
You will need the following documents to apply for labour card benefits:
- Aadhar Card
- Labour Card/BOCW Registration Certificate
- Bank Passbook (with IFSC)
- Passport-size Photo
- Ration Card/BPL Card (if available)
- Proof of Employment (Muster Roll, Wage Slip, etc.)
- Age Proof (Birth Certificate, Voter ID)
- Educational Certificates (for children’s scholarship)
- Medical Reports (if claiming health-related benefits)
- Death Certificate (in case of compensation claim)
🌐 How to Apply for the Labour Card and Get ₹6.5 Lakh Benefits?
Step-by-Step Online Process:
- Visit the Official Website of Your State’s Labour Welfare Board
- Example: Karnataka: https://klwbapps.karnataka.gov.in
- Tamil Nadu: https://labour.tn.gov.in
- Maharashtra: https://mahabocw.in
- Register as a Construction Worker
- Fill in your personal details, upload documents, and submit.
- Verify Labour Card Status
- Once registered, you will receive your labour card ID.
- Track your application and approval online.
- Apply for Individual Schemes
- Log in to your dashboard.
- Select relevant scheme (housing, marriage, accident).
- Upload required documents and submit the form.
- Track Payment/Benefit Status
- Use your labour ID to check scheme application status.
- Payments are sent directly to the registered bank account.
🗓 Scheme Validity and Renewal
- Labour card benefits are valid for 1 year.
- You must renew it by submitting work details again.
- If not renewed, you will not be eligible for benefits.
⚠️ Important Notes
- The ₹6.5 lakh is not a lump sum payment but a cumulative benefit under various welfare schemes.
- You must apply separately for each benefit as needed.
- Benefits differ slightly from state to state.
📞 Contact for Help
You can contact your district Labour Office or BOCW Welfare Board office for any help or clarification.
Example – Karnataka Labour Office Helpline:
- Labour Helpline: 155214
- Labour Commissioner Office: 080-2237 0421
- Email: labourcom[at]karnataka[dot]gov[dot]in
🔗 Important Links (State-wise Labour Board Portals)
| State | BOCW Welfare Board Portal |
|---|---|
| Karnataka | https://klwbapps.karnataka.gov.in |
| Tamil Nadu | https://labour.tn.gov.in |
| Maharashtra | https://mahabocw.in |
| Telangana | https://labour.telangana.gov.in |
| Andhra Pradesh | https://ap.meeseva.gov.in |
| Uttar Pradesh | http://upbocw.in |
The ₹6.5 lakh support for labour card holders is a combination of several welfare schemes by the central and state governments. Whether it is housing, education, health, or social security, these schemes aim to uplift construction workers and their families.
If you are a registered worker, make sure to claim every benefit you’re eligible for. If not yet registered, apply immediately and secure your and your family’s future.