Pradhan Mantri Matru Vandana Yojana (PMMVY) 2025 – Get ₹6,000 Maternity Benefit for All Pregnant Women | Full Details, Eligibility, and Online Apply Process
The Government of India has introduced several welfare schemes for women and child development. One of the most important among them is the Pradhan Mantri Matru Vandana Yojana (PMMVY).
Under this flagship maternity benefit program, every eligible pregnant woman and lactating mother receives ₹6,000 financial assistance directly into her bank account.
The main aim of the PMMVY scheme is to provide partial wage compensation to women during childbirth and ensure proper rest, nutrition, and health for both mother and child.
Launched by the Ministry of Women and Child Development (MWCD), this scheme plays a crucial role in improving maternal health, reducing infant mortality, and promoting institutional deliveries in India.
Scheme Overview
| Particulars | Details |
|---|---|
| Scheme Name | Pradhan Mantri Matru Vandana Yojana (PMMVY) |
| Launched By | Ministry of Women & Child Development, Government of India |
| Beneficiary | Pregnant Women and Lactating Mothers |
| Financial Benefit | ₹6,000 per beneficiary |
| Mode of Payment | Direct Benefit Transfer (DBT) to Bank Account |
| Application Mode | Online and Offline |
| Official Website | https://pmmvy.nic.in |
| Scheme Type | Centrally Sponsored Scheme |
| Implemented Through | Anganwadi Centers and Health Departments |
| Launch Year | 2017 (continuing under Mission Shakti 2025) |
Objectives of the Scheme
The PM Matru Vandana Yojana was designed with the following key objectives:
- To provide financial assistance of ₹6,000 to pregnant and lactating mothers to meet part of their wage loss.
- To promote safe and healthy motherhood, ensuring that women get adequate rest before and after delivery.
- To encourage institutional delivery, reducing maternal and infant mortality rates.
- To improve nutrition levels among pregnant women and their infants.
- To promote early registration of pregnancy and regular health check-ups.
Financial Benefit: ₹6,000 for Every Eligible Woman
Under PMMVY, eligible beneficiaries receive ₹6,000 in three installments, transferred directly to their bank account through Direct Benefit Transfer (DBT).
Installment-Wise Benefit Distribution
| Installment | Condition / Stage | Amount (₹) |
|---|---|---|
| 1st Installment | Early registration of pregnancy (before 150 days) | ₹1,000 |
| 2nd Installment | After 6 months of pregnancy and one ANC (Antenatal Check-up) | ₹2,000 |
| 3rd Installment | After childbirth registration and completion of first cycle of vaccination for child (BCG, DPT, OPV, Hepatitis-B) | ₹2,000 |
| Additional Benefit (State-specific) | Some states provide additional top-up under state maternity schemes | ₹1,000 |
| Total Financial Benefit | — | ₹6,000 |
This amount may slightly vary depending on state-level top-up programs (for example, Telangana and Tamil Nadu have their own maternity benefit extensions).
Eligibility Criteria
To avail the benefits of PM Matru Vandana Yojana, the applicant must meet the following eligibility conditions:
- Pregnant Women and Lactating Mothers (PW&LM) who are 18 years or above.
- The woman must be pregnant for the first time (first living child).
- The applicant must be a resident of India.
- She must be registered under an Anganwadi Centre (AWC) or approved health facility.
- She must not be employed under any Central or State Government department that provides maternity benefits.
Documents Required
Applicants need to submit the following documents while applying for the scheme:
- Aadhaar Card of applicant and husband
- Bank Account Passbook (for DBT transfer)
- Mother and Child Protection (MCP) Card
- Duly filled PMMVY Application Form
- Proof of pregnancy registration
- Child’s birth certificate (after delivery)
- Passport-size photographs
- Residence proof (ration card, voter ID, etc.)
How to Apply for PM Matru Vandana Yojana (Online Method)
The Government of India has simplified the process of applying under PMMVY through the official online portal – https://pmmvy.nic.in.
Follow these steps carefully to complete your application:
Step-by-Step Process
- Visit the Official Website:
Go to https://pmmvy.nic.in - Login / Register:
Create an account using your Aadhaar-linked mobile number or visit your nearest Anganwadi Centre to get help registering online. - Select “Apply for PMMVY”
Choose the “Beneficiary Registration” option and enter your details such as:- Name, husband’s name
- Address and mobile number
- Aadhaar number
- Date of pregnancy registration
- Upload Required Documents:
Upload scanned copies of Aadhaar, MCP Card, and bank passbook. - Submit Application:
After verifying details, click on “Submit” to complete the process. - Application Tracking:
Use your registered mobile number to track payment and application status on the website. - Direct Benefit Transfer:
Once approved, the benefit amount will be transferred directly to your bank account in 3 installments.
Offline Application Process
If internet access is not available, pregnant women can apply offline through the local Anganwadi Centre (AWC) or Health Facility under the supervision of the Anganwadi Worker (AWW) or ASHA worker.
Procedure:
- Visit your nearest Anganwadi Centre.
- Collect and fill out the PMMVY Form 1A (for 1st Installment).
- Attach necessary documents and submit them to the Anganwadi Worker.
- For 2nd and 3rd installments, fill Form 1B and Form 1C respectively and resubmit.
- After verification, funds are transferred directly to your bank account.
Implementation Framework
The PMMVY is implemented by the Ministry of Women and Child Development (MWCD) in collaboration with:
- State Governments / UT Administrations
- District Programme Officers (DPOs)
- Anganwadi Centers (AWCs)
Funds are released from the Central Government to the States/UTs, which are then disbursed to beneficiaries through the Direct Benefit Transfer (DBT) system.
The scheme operates under the larger umbrella of Mission Shakti (2022–2026) to strengthen women’s welfare and empowerment in India.
Key Benefits of the Scheme
- Financial Security:
Helps pregnant women manage household expenses and health costs during maternity leave. - Health Improvement:
Encourages regular health check-ups, vaccinations, and nutritional intake. - Institutional Delivery:
Promotes safe deliveries at hospitals instead of home births. - Reduced Infant Mortality Rate (IMR):
By improving maternal care, PMMVY contributes to reducing child mortality rates. - Nutrition Support:
Helps purchase nutritious food and supplements during pregnancy and breastfeeding. - Women Empowerment:
Encourages women to prioritize their health and well-being without financial stress.
State-Wise Implementation
Some states have integrated their local maternity benefit programs with PMMVY to provide additional assistance.
| State | Additional Benefit / Scheme Name |
|---|---|
| Andhra Pradesh | YSR Sampoorna Poshana Scheme (Extra ₹5,000) |
| Telangana | KCR Kit Scheme (₹12,000 + Baby Kit) |
| Karnataka | Mathrushree Scheme (₹6,000 state-funded) |
| Tamil Nadu | Dr. Muthulakshmi Reddy Maternity Scheme (₹18,000 total) |
| Madhya Pradesh | Pradhan Mantri Matru Vandana Yojana (as per central norms) |
| Odisha | Mamata Yojana (₹5,000 state benefit) |
| Assam | Arundhati Scheme (linked to PMMVY benefits) |
Monitoring and Transparency
- The scheme is monitored using the PMMVY-CAS (Common Application Software) platform.
- Each beneficiary’s details, Aadhaar verification, and payment records are digitally maintained.
- Transparency is ensured through real-time monitoring and audit mechanisms.
Funding Pattern
The funding for PMMVY is shared between:
- Central Government: 60%
- State Government: 40%
(For North-Eastern and Himalayan states, the ratio is 90:10.)
Funds are released in multiple installments based on verified beneficiary data uploaded through the official portal.
Impact of PMMVY on Maternal Health
Since its launch in 2017, PMMVY has significantly improved maternal and child health indicators across India:
- Over 3 crore women have benefited under this scheme.
- Institutional delivery rates have increased in rural areas.
- Maternal mortality ratio (MMR) has shown a steady decline.
- Nutrition levels and vaccination coverage have improved among new mothers.
The scheme is recognized globally as one of India’s most successful direct benefit transfer (DBT) programs for women.
Grievance Redressal
If the payment is delayed or not received, beneficiaries can:
- Contact the District Programme Officer (DPO) or Child Development Project Officer (CDPO).
- Visit the nearest Anganwadi Centre for status updates.
- Lodge a complaint through the PMMVY Helpdesk on the official portal.
Common Issues and Solutions
| Issue | Possible Reason | Solution |
|---|---|---|
| Application Rejected | Missing document or invalid Aadhaar link | Re-apply with correct details |
| Payment Delay | Bank account not linked with Aadhaar | Visit bank and update Aadhaar seeding |
| Installment Not Received | Health check-up not updated | Visit Anganwadi and update MCP Card |
| Name Mismatch | Spelling difference in Aadhaar and form | Correct records through UIDAI update |
The Pradhan Mantri Matru Vandana Yojana (PMMVY) is a crucial step towards ensuring the health, safety, and well-being of mothers and newborns across India.
By providing ₹6,000 financial support directly to women, the government helps reduce wage loss during pregnancy and encourages proper nutrition, health check-ups, and institutional delivery.
Every eligible pregnant woman should make use of this benefit by registering early at her nearest Anganwadi Centre or online at https://pmmvy.nic.in.
This small but powerful financial assistance ensures that no mother is left behind during one of the most important phases of her life.