How to Apply for ₹5,000/₹6,000 Cash Assistance and Get Free “Toolkits” for Pregnant Women mini mini poudar

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How to Apply for ₹5,000/₹6,000 Cash Assistance and Get Free “Toolkits” for Pregnant Women

Pregnancy is a crucial time for a mother and her child, requiring adequate nutrition, rest, and medical care. To support this, the Government of India, along with various state governments, runs specific schemes to provide financial aid (cash transfer) and material support (toolkits/nutrition kits).

This comprehensive guide will detail how to apply for the Pradhan Mantri Matru Vandana Yojana (PMMVY) to get up to ₹6,000 and how to access the “Pregnancy Toolkit” (Medical/Nutrition Kits) provided under various state schemes like the KCR Kit or Anganwadi supplies.

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Introduction: Understanding Government Support

Many families are unaware that the government provides direct cash transfers to pregnant women to compensate for “wage loss” (allowing them to rest) and to ensure they can afford nutritious food.

  • Central Scheme: The PMMVY is the main scheme available across all of India.

  • State Schemes (“The Toolkit”): In addition to cash, many states provide a physical “kit” containing baby clothes, soaps, mosquito nets, and nutritional mix.

This guide covers both the cash application and how to get these physical kits.

Part 1: Pradhan Mantri Matru Vandana Yojana (PMMVY 2.0)

What is PMMVY?

The Pradhan Mantri Matru Vandana Yojana is a maternity benefit program run by the Ministry of Women and Child Development. Under the “Mission Shakti” initiative, the scheme was revamped as PMMVY 2.0.

Objective:

  1. To provide partial compensation for the wage loss so that the woman can take adequate rest before and after delivery.

  2. To improve health-seeking behavior (regular checkups and immunization).

New Rules (PMMVY 2.0)

Previously, the benefit was given in 3 installments. Under the new PMMVY 2.0 guidelines (effective recently), the structure has been simplified, and benefits have been extended to the second child if it is a girl.

Eligibility Criteria: Who Can Apply?

You are eligible if you meet the following conditions:

  • Age: You are a pregnant woman aged 19 years or above.

  • Employment: You are NOT regularly employed by the Central/State Government or Public Sector Undertakings (PSUs), and you do not receive similar benefits under any other law.

  • Income/Status: You must belong to a socially or economically disadvantaged category. You generally need to prove ONE of the following:

    • Family income is less than ₹8 Lakhs per annum.

    • Hold a BPL Ration Card.

    • Hold an MGNREGA Job Card.

    • Hold an e-Shram Card.

    • Hold a Kishan Samman Nidhi beneficiary status.

    • Are a Scheduled Caste (SC) or Scheduled Tribe (ST) woman.

    • Are differently-abled (Divyang Jan) (40% or more).

    • Are an ASHA/Anganwadi worker.

Benefit Structure: How Much Money Will You Get?

The payment is made directly to your Aadhaar-linked Bank Account (DBT).

Scenario A: For the First Child (Total ₹5,000)

The ₹5,000 is now usually given in two installments (changed from the old 3-installment system in many states)

Installment Amount Condition to Claim
1st Installment ₹3,000

• Register pregnancy at Anganwadi/Health Center.

 

• Have at least one Antenatal Check-up (ANC) within 6 months of pregnancy.
2nd Installment ₹2,000

• Child is born and birth is registered.

 

• Child has received first cycle of vaccinations (BCG, OPV, DPT, Hepatitis B) usually at 14 weeks.
Total ₹5,000


Scenario B: For the Second Child (Total ₹6,000)

Only applicable if the second child is a GIRL. This is to encourage the birth of girl children.

Installment Amount Condition to Claim
Single Installment ₹6,000

• Pregnancy registered.

 

• Girl child is born and birth registered.

 

• Girl child completes primary vaccination (14 weeks).


Documents Required for PMMVY

Before applying, ensure you have the following documents ready. Missing documents is the #1 reason for rejection.

  1. Aadhaar Card: Must be of the pregnant woman. (Husband’s Aadhaar is no longer mandatory for the wife’s application in PMMVY 2.0 to empower women, though some local centers may still ask for it).

  2. MCP Card (Mother and Child Protection Card): This is the “Thayi Card” or “RCH Card” given by the Anganwadi or Govt Hospital. It must show the LMP (Last Menstrual Period) date and ANC (Check-up) date.

  3. Bank Account Passbook:

    • The account must be in the name of the pregnant woman.

    • It must be Aadhaar Seeded (DBT enabled). Tip: Go to your bank and explicitly ask to “Enable DBT for this account”.

  4. Eligibility Proof: (Any ONE of the following)

    • E-Shram card

      BPL Ration Card

    • MGNREGA Job Card

    • Caste Certificate (SC/ST)

    • Income Certificate (if claiming under income criteria)

  5. Mobile Number: For OTP and status updates.

  6. Child Birth Certificate: (Required only for the 2nd Installment claim).

How to Apply for PMMVY (Online Step-by-Step)

The government has launched the PMMVY CAS (Common Application Software) and a citizen login portal.

Website: https://pmmvy.wcd.gov.in/

Step 1: Create a Login

  1. Visit the website and click on “Citizen Login”.

  2. Enter your Mobile Number and click “Verify”.

  3. Enter the details asked (Name, Relationship to Beneficiary – select “Self” if applying for yourself).

  4. Create an account.

Step 2: Fill the Registration Form

  1. Log in with your Mobile Number and OTP.

  2. Click on “Data Entry” > “Beneficiary Registration”.

  3. Personal Profile: Enter name as per Aadhaar, Aadhaar Number, and DOB.

  4. Eligibility Criteria: Select the category (e.g., SC/ST, E-Shram) and upload the photo of the proof.

  5. MCP Card Details: Enter the RCH ID (Registration number on your card), LMP Date, and ANC Date.

  6. Address: Fill in your current address (Rural/Urban).

  7. Bank Details: Since the payment is via Aadhaar Bridge, you may not need to enter manual account numbers if your Aadhaar is correctly seeded, but fill in any fields requested.

  8. Submit: Click Submit. You will get a Beneficiary ID. Save this!

Step 3: Apply for Installments

  • For 1st Installment: The registration form usually serves as the claim for the first installment if ANC details are provided.

  • For 2nd Installment: Login again after delivery. Go to “Data Entry” > “Second Installment”. Enter the Child’s Birth Date and upload the Birth Certificate and Immunization details from the MCP card.

    How to Apply for PMMVY (Offline at Anganwadi)

If you are not comfortable with computers, the offline method is often better because the Anganwadi Worker (AWW) or ASHA worker will guide you.

  1. Visit your local Anganwadi Center (AWC) or Govt Health Center.

  2. Ask for Form 1-A (For Registration & 1st Installment).

  3. Fill out the form and attach photocopies of:

    • Aadhaar Card.

    • MCP Card (Front page and ANC page).

    • Bank Passbook.

    • Eligibility Proof (e.g., Ration card).

      Submit it to the Anganwadi worker. She will sign the acknowledgement slip and give it to you. Keep this slip safe.

  4. For 2nd Installment: After delivery and vaccinations, go back and submit Form 1-B (or the relevant 2nd installment form) with the Birth Certificate copy.

Part 2: The “Toolkit” for Pregnant Ladies

You mentioned wanting a “Toolkit”. In the Indian government context, this usually refers to two things:

  1. The Information Tool: The MCP Card.

  2. The Physical Kit: State-sponsored baskets of goods (clothes, nutrition, etc.).

A. The MCP Card (The “Thayi Card”) – Your Passport to Benefits

This is the most critical “tool”. It is a booklet that tracks your pregnancy health, weight, BP, and baby’s growth.

  • How to get it: Visit the nearest Government Health Center (PHC) or Anganwadi as soon as you know you are pregnant. Register your name.

  • Why you need it: You cannot apply for PMMVY or get any free kits without the RCH ID number written on this card.

B. State-Specific “Kits” (Physical Goods)

Unlike PMMVY (which is cash only), several state governments provide actual kits. Since you asked for “Local Language” context in the previous prompt, here are the major ones including Telangana (Telugu context).

1. Telangana: KCR Kit (The most famous “Toolkit”)

If you are in Telangana, this is the best scheme.

  • What you get:

    • Financial Aid: ₹12,000 (₹13,000 for a girl child) in installments.

    • The Kit: After delivery, you receive a kit with 16 items worth ₹2,000. It includes:

      • Baby bed, Mosquito net.

      • Baby soaps, oil, powder.

      • Clothes for the baby.

      • Sarees for the mother.

      • Toys and diapers.

  • How to apply: You must register at a Government Hospital (PHC) in Telangana before the 12th week of pregnancy. The ANM/ASHA worker will register you on the kcrkit.telangana.gov.in portal.

2. Tamil Nadu: Amma Maternity Nutrition Kit

Under the Dr. Muthulakshmi Reddy Maternity Benefit Scheme:

  • What you get: ₹18,000 in benefits (Cash + Kits).

  • The Kit: You get two nutrition kits (one at 12 weeks, one at 20 weeks) containing:

    • Health mix powder (nutrition for mother).

    • Iron tonic & tablets.

    • Dry dates, Aavin Ghee.

    • Towel and cup.

    • After delivery, you get an Amma Baby Care Kit with 16 items (similar to KCR kit).

  • How to apply: Register with the Village Health Nurse (VHN) to get your PICME Number.

3. Andhra Pradesh: YSR Sampoorna Poshana

While not a “box” like KCR Kit, this provides a “Nutrition Kit” monthly.

  • The Kit: Eggs, Milk, Ragi flour, Jaggery, Chikkis, and Dates.

  • How to get: Go to the local Anganwadi center.

     

4. Uttarakhand: Mahalakshmi Kit

  • The Kit: Provided after delivery. Includes dry fruits, socks, shawls for the mother, and warm clothes/blankets for the newborn.

5. General Anganwadi “Poshan Kit” (All India)

Under the ICDS scheme, every pregnant woman registered at an Anganwadi is entitled to Take Home Ration (THR).

  • The Kit: Usually packets of fortified flour (wheat/soya), dal, oil, or ready-to-eat mix (Panjiri).

  • How to get: Simply register at your local Anganwadi.

    Janani Suraksha Yojana (JSY)

Note: This is separate from PMMVY but you can apply for BOTH.

What is it?

A scheme to encourage delivery in government hospitals.

Benefit:

  • Rural Areas: ₹1,400 cash assistance.

  • Urban Areas: ₹1,000 cash assistance.

  • BPL/SC/ST: Eligible even if delivering in accredited private hospitals.

How to get it:

When you go to the Government Hospital for delivery, carry your MCP Card and Bank Passbook. The hospital administration (or ASHA worker) will process this payment immediately after the baby is born.

Frequently Asked Questions (FAQs)

Q1: Can I apply for PMMVY if I am pregnant with my second child?

Ans: Yes, BUT only if your second child is a girl. If the second child is a boy, you will not get benefits under PMMVY 2.0. (You likely got benefits for the 1st child already regardless of gender).

Q2: My bank account is not linked to Aadhaar. Will I get the money?

Ans: No. PMMVY uses “Aadhaar Payment Bridge”. You must go to your bank and submit a “DBT Mandate Form” to link them. Just having the same mobile number is not enough; the bank system must tag your Aadhaar for DBT.

Q3: Is the PMMVY money tax-free?

Ans: Yes, it is a social welfare grant and is not taxable.

Q4: I had a miscarriage. Can I apply again?

Ans: Yes. If you registered but unfortunately had a miscarriage, you can claim the remaining installments in your next pregnancy. You will be treated as a fresh beneficiary for the remaining unclaimed installments.

Q5: What if I don’t have an MCP/Thayi card?

Ans: You cannot apply without it. Visit a government health center immediately. Even private doctors can guide you, but the card is usually issued by the government ANM/ASHA.

Q6: Is the “Toolkit” free?

Ans: Yes. The KCR Kit, Amma Kit, and Anganwadi Nutrition kits are 100% free. If anyone asks for a bribe to release the kit, you can report them to the Child Development Project Officer (CDPO) of your area.

Conclusion & Next Steps

The government has set aside substantial funds to ensure pregnant women do not suffer from malnutrition or financial stress. By combining PMMVY (₹5,000) and JSY (₹1,400), a mother can receive up to ₹6,400 in cash, plus vital material support through state-specific kits.

Your Next Steps:

  1. Check your Documents: Ensure your Aadhaar is updated and your Bank Account has DBT enabled.

  2. Get the MCP Card: If you haven’t already, visit the nearest Anganwadi or Government Primary Health Center (PHC) and get registered.

Apply Early: Don’t wait until delivery. Register for PMMVY as soon as you complete your first check-up to get the first installment of ₹3,000 early.

Notification PDF

Click Hear to Apply

Disclaimer: Government schemes are subject to change. The information provided here is based on the PMMVY 2.0 Guidelines (Mission Shakti) effective 2024-25. Always verify with your local Anganwadi worker for the latest updates in your specific state.

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