PM Dhan‑Dhanya Krishi Yojana

PM Dhan‑Dhanya Krishi Yojana

The PM Dhan‑Dhanya Krishi Yojana (PMDDKY) was announced in the Union Budget 2025–26 by Finance Minister Nirmala Sitharaman The Financial Express+15Zee Business+15The Economic Times+15. It’s a six‑year mission-mode programme with an annual budget of ₹24,000 crore, aimed at benefiting 1.7 crore farmers across 100 low-productivity agricultural districts in India ethiopianembassy.org.in+7pmdhandhaanyakrishi.com+7Khetivyapar+7.

The scheme brings together 36 existing schemes across 11 ministries, streamlining efforts toward modernizing agriculture, improving incomes, and strengthening rural resilience The Economic Times+2Zee Business+2The Economic Times+2.

2. Why Was It Launched?

The government recognized that many regions in India have low crop intensity, limited irrigation, and poor credit access, despite having significant farming populations. PMDDKY intends to transform such areas by:

Enhancing crop yields
Diversifying cropping patterns
Reducing post-harvest losses
Boosting income via technology and infrastructure

These goals align with broader objectives of rural prosperity and reduced migration ClearTax+15Zee Business+15The Economic Times+15Reddit+2Sarkari Yojana+2rozkhelo.in+2rozkhelo.in.

3. Key Objectives and Focus Areas

✅ Agricultural Productivity

Promoting high-yield seeds, better farming practices, mechanization, and modern inputs.

✅ Irrigation and Water Efficiency

Subsidies for micro-irrigation (drip & sprinkler systems), along with solar-powered pumps and water-harvesting support rozkhelo.inpmdhandhaanyakrishi.com.

✅ Crop Diversification

Encouraging cultivation of pulses, oilseeds, millets, and horticulture crops to reduce monocropping ethiopianembassy.org.in+2rozkhelo.in+2pmdhandhaanyakrishi.com+2.

✅ Technical and Financial Empowerment

From soil health cards and weather advisories to subsidized machinery, the scheme covers a range of services Reddit+15rozkhelo.in+15pmdhandhaanyakrishi.com+15.

✅ Post‑Harvest Infrastructure

Subsidies for cold storage, warehouses, and inclusion in eNAM platform to better connect farmers to markets rozkhelo.in.

4. Financial Outlay and Implementation Timeline

₹24,000 crore per annum over six years from FY 2025–26 onwards The Economic Times.
Total budget over six years: ₹1.44 lakh crore.
Implementation Structure: Central‑state coordination, district-level action plans, convergence tables connecting earlier schemes, and a dedicated portal for tracking progress Sarkari Yojana.

5. Beneficiaries — Who Gains?

Small & Marginal Farmers (owning <2 hectares)
Women farmers, rural youth, SC/ST, and landless families in the selected 100 districts
Farmers adopting organic and natural farming methods, eligible for extra support rozkhelo.in+1ethiopianembassy.org.in+1Zee Business.

Benefits will reach 1.7 crore farmers through combination of direct transfers, input support, credit access, and infrastructure subsidies Navbharat Times+8Zee Business+8DD News+8.

6. Agricultural Credit Support (KCC Limit Enhancement)

The scheme raises the Kisan Credit Card (KCC) limit from ₹3 lakh to ₹5 lakh, expanding credit access to around 7 crore farmers nationwide. This is aimed at enabling investment in seeds, equipment, drip irrigation, and mechanization Reddit+14AVSK+14pmdhandhanyayojana.com+14.

Enhanced credit is projected to play a critical role in modernizing farming practices and improving crop productivity.

7. Subsidy Elements and Input Support

✅ High-Yield and Certified Seeds

Eligible farmers get subsidized access to quality seeds to boost output.

✅ Micro-Irrigation Systems

Subsidies up to 50% or more for drip and sprinkler systems, especially in rainfed or water-scarce areas Khetivyapar+2pmdhandhaanyakrishi.com+2Sarkari Yojana+2.

✅ Organic Farming Inputs

Farmers adopting Zero Budget Natural Farming (ZBNF) or organic techniques receive subsidies on bio-fertilizers and eco-pesticides, along with training support.

✅ Machinery and Implements

Support for purchasing equipment like tractor-tippers, rotavators, seed drills etc., via subsidized loans or grants.

✅ Soil Health and Digital Extension Services

Free Soil Health Cards, SMS/advisory services, mobile apps, and farm diagnostic centers for real-time advice rozkhelo.in.

8. Post‑Harvest and Market Infrastructure

✅ Cold Storage and Warehousing

Subsidized support to set up cold chains and local warehouses at panchayat/block level—reducing losses after harvest.

✅ Digital Market Access via eNAM

Farmers get better pricing and transparency via e-NAM integration, helping direct sales to food processors and retail chains rozkhelo.in.

✅ Support for FPOs and Cooperatives

Encouraging aggregation through Farmer Producer Organizations (FPOs) and cooperatives for collective bargaining, processing, and marketing ClearTax.

9. Crop Diversification and New Missions

✅ National Oil and Pulse Self‑Reliance Mission

As part of PMDDKY, the government is launching a long-term national mission for edible oils and pulses, to reduce import dependence and promote self-sufficiency rozkhelo.in+3The Financial Express+3The Economic Times+3.

✅ Millet and Horticulture Encouragement

Grants and incentives to encourage farmers to shift toward high-value crops like millets, fruits, vegetables, and oilseeds.

10. Application Process — How to Apply

✅ Online Application

Visit official portal (e.g., Agriculture Ministry or state-specific site).
Farmers register using Aadhaar, bank details, and land records.
Choose required benefits (e.g., seeds, irrigation, credit).
Upload documents: Aadhaar, land record, photo, bank passbook.
Submit and receive an application reference number for tracking pmdhandhaanyakrishi.com+2rozkhelo.in+2ethiopianembassy.org.in+2.

✅ Offline Application

Visit Krishi Vigyan Kendra (KVK), District Agriculture Office, or Common Service Centre (CSC).
Submit physical application form with required documents.

11. Documentation Required

Aadhaar Card and linked bank account
Land ownership papers (Khatauni, Jamabandi, etc.)
Passport-sized photograph
Mobile number for SMS and OTP-based tracking
Farmer ID (if applicable) rozkhelo.in+1Sarkari Yojana+1

12. Expected Benefits Breakdown

✅ Income Enhancement

Subsidies and credit reduce input costs, boosting farmers’ profitability.

✅ Sustainable Farming Practices

Organic farming and diversified cropping promote soil health and reduce input dependency.

✅ Water Efficiency

Micro-irrigation and water conservation systems ensure sustainable use of water, especially in drought‑prone areas.

✅ Value-Added Infrastructure

Cold storage and market access systems reduce losses and increase farmer profit from sale.

✅ Digital & Financial Inclusion

Soil reports, weather advisories, and enhanced credit access help farmers take data-driven decisions.

✅ Rural Empowerment

Strengthening local agri-infrastructure and institutions supports inclusive growth.

13. Challenges & Implementation Considerations

Despite its promise, PMDDKY may face obstacles:

Awareness gaps in remote regions delaying uptake.
Bureaucratic delays in subsidy disbursal and input delivery.
Limited digital literacy among marginal farmers may hinder usage.
Infrastructure gaps (e.g., rural broadband, KVK accessibility).

Future improvements can include stronger awareness campaigns, digital literacy programs, and streamlined DBT systems for faster disbursement ClearTax+3rozkhelo.in+3The Economic Times+3.

14. Impact on Agriculture & Rural Economy

The scheme’s potential impact includes:

Enhanced crop productivity and food security
Reduced rural migration by improving local livelihoods
Diversified cropping reduces risk and reliance on single crops
Strengthened farmers’ institutions and improved market access
Greater income stability via credit and input support

With consistent monitoring and improvements, PMDDKY can redefine agrarian landscape in selected districts.

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The PM Dhan Dhaanya Krishi Yojana represents a landmark reform in India’s farm sector. With ₹24,000 crore allocated annually over six years, it converges multiple ministries and schemes to drive sustainable agricultural transformation across 100 low-intensity districts and benefit 1.7 crore farmers Navbharat Times+15Sarkari Yojana+15Zee Business+15.

By expanding the KCC limit, subsidizing modern farming tools, improving irrigation, and providing market infrastructure, the scheme aims to:

Increase productivity and farmer income,
Promote crop diversification,
Reduce waste via improved post-harvest systems, and
Empower rural farmers with technology and credit.

Looking ahead: success will depend on state-level implementation, farmer awareness, and fair delivery of inputs. If executed transparently and efficiently, PMDDKY can catalyze a new era of rural prosperity and agricultural resilience in India.