Udyogini Scheme: Get ₹3 Lakh Loan with 0% Interest for Karnataka Women

The Udyogini Scheme is a government loan program designed to promote women entrepreneurship by providing financial assistance for business startups. This initiative supports self-employment opportunities for women in rural and semi-urban areas by offering interest-free loans up to ₹3,00,000.

Key Features of the Udyogini Scheme

Loan Amount: Women can avail loans up to ₹3,00,000 to start their own business.
Subsidy Benefits:
- General Category: 30% subsidy, up to ₹90,000.
- SC/ST Women: 50% subsidy, up to ₹1,50,000.
Business Sectors Covered:
- Agriculture-based businesses
- Handlooms & handicrafts
- Small-scale industries
- Retail & service sectors

Eligibility Criteria

To qualify for the Udyogini Scheme, applicants must meet the following requirements:

Gender: Exclusively for women entrepreneurs.
Age Limit: 18 to 55 years.
Income Limit:
- General category: Family income should be below ₹1,50,000 per year.
- No income limit for widowed, disabled, or divorced women.
Training Requirement: Some businesses may require prior training or experience.

Required Documents

To apply for the Udyogini Loan, applicants need:

Aadhar Card / Voter ID (Identity proof)
Passport-size Photos
Ration Card / Electricity Bill (Address proof)
Income Certificate
Caste Certificate (for SC/ST women)
Business Plan or Project Report
Training Certificate (if applicable)

How to Apply for the Udyogini Scheme

The application process is mainly offline:

Visit Karnataka One, Bangalore One, or Gram One Centers.
Collect and Fill the Application Form.
Submit Required Documents.
Financial Evaluation & Loan Approval.

Udyogini Scheme Apply Link

Benefits of the Udyogini Scheme

Zero-interest loan for Karnataka women.
Financial independence through business ownership.
Government subsidy reduces repayment burden.
Boosts local economy & rural development.
Encourages skill development & women empowerment.

For the latest updates, visit the official government portal or the nearest Karnataka One center. Apply now and start your entrepreneurial journey!