Gold Rate Today in India, October 21, 2026: Check 22K, 24K and 18K Gold Prices
Gold Rate Today: Gold prices are an important topic for jewellery buyers, investors and households across India. People regularly check the latest gold rates before purchasing ornaments, coins or gold bars. On October 21, 2026, gold prices remained under pressure following recent declines in the domestic market.
According to Goodreturns rates reported by HDFC Sky, 24-carat gold was priced at approximately ₹1,46,080 per 10 grams, while 22-carat gold stood at ₹1,33,900 per 10 grams in several major Indian cities. These are indicative market rates and may differ between jewellery shops. Source: HDFC Sky
Gold Rate Today in India
Here are the indicative gold prices reported on October 21, 2026.
| Gold Purity | Price Per Gram | Price Per 10 Grams |
|---|---|---|
| 24 Carat Gold | ₹14,608 | ₹1,46,080 |
| 22 Carat Gold | ₹13,390 | ₹1,33,900 |
| 18 Carat Gold | ₹10,956 | ₹1,09,560 |
Note: These figures are indicative prices reported by Goodreturns. Rates may vary by source, city and jeweller. GST, making charges and other applicable costs are not included.
What Is the 22-Carat Gold Rate Today?
The indicative price of 22-carat gold on October 21, 2026, was ₹13,390 per gram, or ₹1,33,900 per 10 grams, in several major cities.
22-carat gold contains approximately 91.6% pure gold, with the remaining portion consisting of other metals that help improve its strength and durability. This makes it a popular choice for jewellery, including necklaces, bangles, rings, chains and earrings.
Before buying gold jewellery, customers should check the day’s rate with their local jeweller. The final bill will depend on the gold weight, purity, making charges, applicable GST and any additional charges.
What Is the 24-Carat Gold Rate Today?
The indicative 24-carat gold price stood at ₹14,608 per gram, or ₹1,46,080 per 10 grams, on October 21, 2026.
24-carat gold is approximately 99.9% pure and is commonly used for gold bars and investment coins. Because it is relatively soft, it is generally less suitable for everyday jewellery than 22-carat gold.
Investors purchasing gold coins or bars should compare prices from authorised sellers and check purity certification, invoices and buyback conditions before making a purchase.
Gold Rate Today in Bengaluru
Gold prices in Bengaluru are influenced by domestic bullion market rates, international gold prices, currency movements and local jeweller pricing.
The reported indicative rates for several major cities, including Bengaluru, were approximately:
- 24-carat gold: ₹1,46,080 per 10 grams.
- 22-carat gold: ₹1,33,900 per 10 grams.
- 18-carat gold: ₹1,09,560 per 10 grams.
These figures are reference prices rather than guaranteed retail prices. Buyers in Bengaluru should confirm the latest local rate before visiting a jewellery shop.
Gold Rate in Chennai, Mumbai, Delhi and Hyderabad
Gold prices can vary slightly across Indian cities. On October 21, the reported prices in several major markets were broadly around ₹1.46 lakh per 10 grams for 24-carat gold and ₹1.34 lakh per 10 grams for 22-carat gold.
Local taxes, transportation costs, jeweller pricing practices and the timing of rate updates can affect the final amount charged to customers.
For accurate city-specific prices, check a trusted daily gold-rate service or contact a reputable local jewellery retailer before purchasing.
Why Are Gold Prices Changing?
Several domestic and international factors influence gold prices in India.
1. International gold prices
Gold is traded in international markets. Changes in global demand, economic expectations and investor sentiment can influence domestic prices.
2. US dollar exchange rate
India imports a substantial amount of its gold requirements. A weaker Indian rupee against the US dollar can increase import costs, potentially pushing domestic gold prices higher.
3. Interest rates
Expectations about interest-rate decisions can influence investor demand for gold. Since gold does not pay interest, changing returns on other assets can affect its relative attractiveness.
4. Inflation and economic uncertainty
Some investors purchase gold as a store of value during periods of economic uncertainty. However, gold prices can still fall, and returns are never guaranteed.
5. Wedding and festive demand
Gold jewellery purchases often increase during weddings and festivals. Changes in consumer demand can influence local retail activity and premiums.
Should You Buy Gold Now?
Whether to buy gold today depends on your financial needs, budget and investment horizon. People purchasing jewellery for a wedding or family occasion may prioritise their requirements rather than attempting to predict every short-term price movement.
Investors should compare different ways of owning gold, including physical gold, gold exchange-traded funds and other regulated investment options where eligible. Each option has different costs, risks, liquidity and tax treatment.
Avoid making a large investment based solely on a one-day price change. Gold prices can rise or fall, and no one can guarantee future returns.
How to Calculate the Cost of Gold Jewellery
The final cost of gold jewellery is usually higher than the quoted gold price because additional charges may apply.
For example, if 10 grams of 22-carat gold are priced at ₹1,33,900, the jewellery’s basic gold value would be ₹1,33,900 before making charges, applicable taxes and other costs.
The actual bill depends on the jeweller’s making-charge structure, the design, the net gold weight and the applicable taxes. Ask for an itemised invoice before paying.
Customers should also check the hallmark and verify the purity of the jewellery they purchase.
Gold Price Outlook
Gold prices may remain sensitive to global economic developments, currency movements, interest-rate expectations and investment demand. Short-term movements are difficult to predict accurately.
Buyers should monitor daily price updates and compare rates from reliable sources. Investors should consider their financial goals and risk tolerance instead of assuming that gold prices will always increase.
Gold rates remain an important daily update for jewellery buyers and investors across India. On October 21, 2026, the indicative price of 24-carat gold was ₹1,46,080 per 10 grams, while 22-carat gold was ₹1,33,900 per 10 grams in several major cities.
Prices can vary by location, jeweller and update time. Before purchasing gold, confirm the current rate, check purity and hallmarking, and calculate the final cost, including applicable charges and taxes.
Disclaimer: Gold prices are subject to market fluctuations. The figures in this article are indicative and are not investment advice. Verify the latest local rates before making a purchase.